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  • Share Savings

    Savings accounts are essential for each of our members, and are for everyone. Every age, purpose, and need! See what it can do for you.

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  • HUCU Premier Checking Account

    Checking accounts manage how you spend money and pay bills. Learn how to take advantage of all the options available to you.

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  • Money Market

    Our money market account is great for those with a higher savings balance. You can make as many deposits as you like, withdrawal up to 6 times a month, and earn higher dividends than just a regular savings. 

    Details and Benefits about Money Market accounts include:

    • A minimum balance of $2,500
    • Different balance levels for various dividends
    • Dividends are paid monthly
    • Direct Deposit Available
    • Perfect Teller and Sybil Access to the account
    • Up to 6 withdrawals allowed with no penalty
    • Stable and secure
  • Christmas Club

    The Christmas Club account is for those who want to save for the holidays throughout the year. This account encourages holiday savings!

    Details and Benefits of the Christmas Club account includes:

    • No minimum balance or deposits required
    • Dividends that are paid monthly
    • Funds are issued, the way you want, the first Friday in November -  a notice is mailed to you in October
    • Savings encouraged with early withdrawal penalties
    • Withdrawals can only be processed through our office locations, to continue to promote savings
    • Direct Deposit Available
    • Deposits accepted anytime throughout the year
    • Confidence in knowing you will have money for the holidays!
  • Vacation Club

    The Vacation Club account is for those who have been setup with their contractor through the IBEW Local 481 Electrical Union -or- those who would like an extra savings when they are ready to go on vacation!

    Details and Benefits of the Vacation Club account includes:

    • No minimum balance or deposits required
    • Dividends that are paid monthly
    • Funds are issued, the way you want, any time you want
    • Savings encouraged with no ATM access
    • Withdrawals can be processed at any downtown or nationwide location
    • Direct Deposit Available
    • Deposits accepted anytime throughout the year
    • Relax, knowing you will have money for that vacation or summer fun!
  • Special Savings

    Our Special Savings account is perfect when you need to have money separate from other savings. These are perfect for annual expense savings, special occasion savings, or just a way to have a little extra cash put back!

    Details and Benefits of our Special Savings account includes:

    • No minimum balance or deposits required
    • Dividends that are paid monthly
    • Direct Deposit Available
    • Accessible at any downtown or nationwide location
    • Make withdrawals anytime you like
  • Smart Start / Ultra Savings

    Our Smart Start, or Ultra Savings account is a way to promote general savings. These accounts reward no withdrawals by a slightly higher dividend rate. These are perfect to start for kids, or to save for something you want more than 12 months from now (like a down payment on a house or car, college expenses, or much more).

    Details and Benefits of our Smart Start / Ultra Savings account include:

    • A minimum balance of $250.00
    • Dividends that are paid monthly
    • Direct Deposit Available
    • Withdrawals only allowed every 12 months
    • Encourages Savings with an early withdrawal penalty
  • Share Certificates/CDs

    Our Share Certificate (CD) accounts are perfect for those looking to do short term or long term investing and knowing what the return will be. We hold a certain dollar amount (over $1,000) in a certificate for a term of 6, 12, 18, or 24 months and pay you a fixed dividend rate every month. You can earn money without the worry of variable investments.

    Details and Benefits of our Share Certificate (CD) accounts include:

    • Dividends that are paid monthly on your anniversary date of opening
    • Variable terms to meet your investing needs
    • Fixed rate for the duration of the Share Certificate (CD)
    • Maturity notification so you can decide to reinvest at the new rates, or to cash it out
    • Encouraged savings with withdrawal penalties

Ready to Save for Tomorrow?

With a variety of savings options to work for you, why wait?

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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202

Hours: M-F 10 am - 4:30 pm

225 South East Street, Suite 270
(Indiana Farm Bureau Insurance) 
Indianapolis, IN 46202

Hours: M-F 9 am-3:30 pm

Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com

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