As a credit union, Hoosier United CU offers its members very competitive rates for checking and savings accounts, money markets, club accounts, certificates of deposit (CDs), club accounts, and more.
| Account Type | APR* | APY* | Minimum Balance to Earn APY |
| Regular Savings | 0.10% | 0.10% | $5.00 |
| Draft Savings | NA | NA | NA |
| Special Savings | 0.10% | 0.10% | $0.00 |
| Vacation & Christmas Club Savings | 0.25% | 0.25% | $0.00 |
| Kids Club Savings | 0.25% | 0.25% | $0.00 |
| Ultra/Smart Start Savings | 0.15% | 0.15% | $250.00 |
| Money Market | 1.25% | 1.26% | $2,500.00 |
| High Yield Money Market | 2.25% | 2.27% | $50,001.00 |
* APR = Annual Percentage Rate, APY = Annual Percentage Yield
Effective Date: 2/3/2025, Rates Subject to Change without Notice
Rates listed are paid at the end of the month for amounts on deposit. Rates are subject to change and approval prior to payment for current month.
Early withdrawal penalties may apply, please contact us for more details
| Account Type | APR* | APY* | Minimum Balance to Earn APY |
| 6 month | 3.17% | 3.22% | $1,000.00 |
| 12 month | 2.84% | 2.88% | $1,000.00 |
| 18 month | 2.77% | 2.81% | $1,000.00 |
| 24 month | 2.77% | 2.81% | $1,000.00 |
| Youth CD | 5.17% | 5.24% | $1,000.00 |
* APR - Annual Percentage Rate, APY=Annual Percentage Yield
Effective Date: 4/14/2025, Rates Subject to Change without Notice
Once rate locked in for term, fixed rate for single term only. Rates are set at CD renewal for CD term. Rates published are subject to change.
Early withdrawal penalty applies, contact us for more details
Youth CD: only eligible to be opened on Kids Club Account Membership for members age 8 to 17.5 years old; balance requirement is $1000; terms 6 months to 10 years; dividends payable at maturity on members 18 birthday; if withdrawn prior to maturity no dividends will be paid.
Take advantage of these rates and our variety of account types. Don’t forget nationwide access to your account!
1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202
Hours: M-F 10 am - 4:30 pm
225 South East Street, Suite 270
(Indiana Farm Bureau Insurance)
Indianapolis, IN 46202
Hours: Tues-Thurs 9 am-1 pm
2828 E 45th Street
(SMW Local 20)
Indianapolis, IN 46205
Hours: M-F 10 am - 4:30 pm
Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com
