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As a credit union, Hoosier United CU offers its members very competitive rates for checking and savings accounts, money markets, club accounts, certificates of deposit (CDs), club accounts, and more.

  • Account Rates
    Account Type APR* APY* Minimum Balance to Earn APY
    Regular Savings 0.10% 0.10% $5.00
    Draft Savings NA NA NA
    Special Savings 0.10% 0.10% $0.00
    Vacation & Christmas Club Savings 0.25% 0.25% $0.00
    Kids Club Savings 0.25% 0.25% $0.00
    Ultra/Smart Start Savings 0.15% 0.15% $250.00
    Money Market 1.25% 1.26% $2,500.00
    High Yield Money Market 2.25% 2.27% $50,001.00

    * APR = Annual Percentage Rate, APY = Annual Percentage Yield
    Effective Date: 10/2/2023, Rates Subject to Change without Notice
    Rates listed are paid at the end of the month for amounts on deposit. Rates are subject to change and approval prior to payment for current month.
    Early withdrawal penalties may apply, please contact us for more details

  • Certificate Rates
    Account Type APR* APY* Minimum Balance to Earn APY
    6 month 4.30% 4.39% $1,000.00
    12 month 4.13% 4.21% $1,000.00
    18 month 3.88% 3.95% $1,000.00
    24 month 3.80%



    * APR - Annual Percentage Rate, APY=Annual Percentage Yield
    Effective Date: 5/20/
    2024, Rates Subject to Change without Notice
    Once rate locked in for term, fixed rate for single term only. Rates are set at CD renewal for CD term. Rates published are subject to change.
    Early withdrawal penalty applies, contact us for more details

Ready to Make your Savings work for You?

Take advantage of these rates and our variety of account types. Don’t forget nationwide access to your account!

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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202
Hours: M-F 10 am - 4:30 pm

225 South East Street, Suite 270
(Indiana Farm Bureau Insurance) 
Indianapolis, IN 46202
Hours: Tues-Thurs 9 am-1 pm

2828 E 45th Street
(SMW Local 20)
Indianapolis, IN 46205
Hours: M-F 10 am - 4:30 pm

Phone: 317-923-4747
Fax: 317-923-4830

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