| Vehicle Type | Current As Low As APR* Based on Individual Credit |
Term** | |
| Auto (Car, Truck, SUV) | as low as 6.25% | 60 Month | |
| Motorcycle | as low as 6.25 % | 60 Month | |
| Alternative Vehicle (Boat, ATV, 4-Wheeler, Camper) | as low as 8.00 % | 60 Month |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
Based on borrowing $10,000 for 60 months, the following payments and cost:
6.25% APR: 59 payments of $194.53, a final payment of $194.45, and total finance charge of $1,671.72
8.00% APR: 59 payments of $202.82, a final payment of $202.21, and total finance charge of $2,168.59
**Addittional Term Options:
72 month financing limited to current and previous 5 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing
Contact Us for details and custom rate quotes.
Effective 5/24/2024
| Year | Vehicle Type | Current As Low As APR* Based on Individual Credit |
Term** | |
| 2018 - 2023 | Auto Motorcycle |
as low as 7.25 % | 60 Month | |
| Alternative | as low as 8.25 % | 60 Month | ||
| 2015 - 2017 | Auto Motorcycle |
as low as 7.25 % | 48 Month | |
| Alternative | as low as 9.00 % | 48 Month | ||
| 2012 - 2014 | Auto Motorcycle |
as low as 8.25 % | 48 Month | |
| Alternative | as low as 10.00 % | 48 Month | ||
| 2011 and older | Auto Motorcycle |
as low as 10.50 % | 36 Month | |
| Alternative | as low as 10.50 % | 36 Month |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
Based on borrowing $10,000 for 60 months, the following payments and cost:
7.25% APR: 59 payments of $199.24, a final payment of $198.96, and total finance charge of $1,954.12
8.25% APR: 59 payments of $204.02, a final payment of $203.45, and total finance charge of $2,240.63
Based on borrowing $10,000 for 48 months, the following payments and cost:
7.25% APR: 47 payments of $240.67, a final payment of $240.09, and total finance charge of $1,551.58
8.25% APR: 47 payments of $245.36, a final payment of $245.13, and total finance charge of $1,777.05
9.00% APR: 47 payments of $248.91, a final payment of $248.71, and total finance charge of $1,947.48
10.00% APR: 47 payments of $253.69, a final payment of $253.68, and total finance charge of $2,177.11
Based on borrowing $5,000 for 36 months, the following payments and cost:
10.50% APR: 35 payments of $162.55, a final payment of $162.40, and total finance charge of $851.65
**Addittional Term Options:
72 month financing limited to current and previous 5 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing
Contact Us for details and custom rate quotes.
Effective 5/24/2024
| Loan Type | Current As Low As APR* Based on Individual Credit |
Maximum Financing (Available up to) |
| Share Secured | Share Dividend Rate + 2.00% | N/A |
| Line of Credit | as low as 12.00 % | $5,000.00 |
| Overdraft Line of Credit | as low as 12.00 % | $5,000.00 |
| Personal | as low as 10.50 % | $10,000.00 |
| Visa Credit Card | as low as 10.9 % | $10,000.00 |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
For Line of Credit and Overdraft Line of Credit the payment is 2.5% of the limit, with a minimum payment of $25, for example a $5,000 line of credit will have a monthly payment of $125. For the Visa Credit Card the payment is 2.50% of the balance, with a minimum payment of $25, for example a balance of $5,000 will have a monthly payment due of $125. For personal loans based on borrowing $10,000 for 36 months, the following payments and cost:
10.50% APR: 35 payments of $325.10, a final payment of $324.75, and total finance charge of $1,703.25
Term Options:
12 to 60 month terms are available for personal loans.
Contact Us for details and custom rate quotes.
Effective 5/24/2024
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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202
Hours: M-F 10 am - 4:30 pm
225 South East Street, Suite 270
(Indiana Farm Bureau Insurance)
Indianapolis, IN 46202
Hours: Tues-Thurs 9 am-1 pm
2828 E 45th Street
(SMW Local 20)
Indianapolis, IN 46205
Hours: M-F 10 am - 4:30 pm
Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com
