| Vehicle Type | Current As Low As APR* Based on Individual Credit |
Term** | |
| Auto (Car, Truck, SUV) | as low as 6.00% | 60 Month | |
| Motorcycle | as low as 6.00 % | 60 Month | |
| Alternative Vehicle (Boat, ATV, 4-Wheeler, Camper) | as low as 8.00 % | 60 Month |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
Based on borrowing $10,000 for 60 months, the following payments and cost:
6.00% APR: 59 payments of $193.32, a final payment of $193.23, and total finance charge of $1,599.11
8.00% APR: 59 payments of $202.82, a final payment of $202.21, and total finance charge of $2,168.59
**Addittional Term Options:
72 month financing limited to current and previous 5 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing
Contact Us for details and custom rate quotes.
Effective 11/20/2024
| Year | Vehicle Type | Current As Low As APR* Based on Individual Credit |
Term** | |
| 2018 - 2023 | Auto Motorcycle |
as low as 7.25 % | 60 Month | |
| Alternative | as low as 8.25 % | 60 Month | ||
| 2015 - 2017 | Auto Motorcycle |
as low as 7.25 % | 48 Month | |
| Alternative | as low as 9.00 % | 48 Month | ||
| 2012 - 2014 | Auto Motorcycle |
as low as 8.25 % | 48 Month | |
| Alternative | as low as 10.00 % | 48 Month | ||
| 2011 and older | Auto Motorcycle |
as low as 10.50 % | 36 Month | |
| Alternative | as low as 10.50 % | 36 Month |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
Based on borrowing $10,000 for 60 months, the following payments and cost:
7.25% APR: 59 payments of $199.24, a final payment of $198.96, and total finance charge of $1,954.12
8.25% APR: 59 payments of $204.02, a final payment of $203.45, and total finance charge of $2,240.63
Based on borrowing $10,000 for 48 months, the following payments and cost:
7.25% APR: 47 payments of $240.67, a final payment of $240.09, and total finance charge of $1,551.58
8.25% APR: 47 payments of $245.36, a final payment of $245.13, and total finance charge of $1,777.05
9.00% APR: 47 payments of $248.91, a final payment of $248.71, and total finance charge of $1,947.48
10.00% APR: 47 payments of $253.69, a final payment of $253.68, and total finance charge of $2,177.11
Based on borrowing $5,000 for 36 months, the following payments and cost:
10.50% APR: 35 payments of $162.55, a final payment of $162.40, and total finance charge of $851.65
**Addittional Term Options:
72 month financing limited to current and previous 5 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing
Contact Us for details and custom rate quotes.
Effective 5/24/2024
| Loan Type | Current As Low As APR* Based on Individual Credit |
Maximum Financing (Available up to) |
| Share Secured | Share Dividend Rate + 2.00% | N/A |
| Line of Credit | as low as 12.00 % | $5,000.00 |
| Overdraft Line of Credit | as low as 12.00 % | $5,000.00 |
| Personal | as low as 10.50 % | $10,000.00 |
| Visa Credit Card | as low as 10.9 % | $10,000.00 |
* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
For Line of Credit and Overdraft Line of Credit the payment is 2.5% of the limit, with a minimum payment of $25, for example a $5,000 line of credit will have a monthly payment of $125. For the Visa Credit Card the payment is 2.50% of the balance, with a minimum payment of $25, for example a balance of $5,000 will have a monthly payment due of $125. For personal loans based on borrowing $10,000 for 36 months, the following payments and cost:
10.50% APR: 35 payments of $325.10, a final payment of $324.75, and total finance charge of $1,703.25
Term Options:
12 to 60 month terms are available for personal loans.
Contact Us for details and custom rate quotes.
Effective 5/24/2024
HUCU uses Member First to underwrite our Mortgages. To obtain your personalized quote, fill out an application, or to manage your mortgage loan, please visit HUCU’s page with Members First.
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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202
Hours: M-F 10 am - 4:30 pm
225 South East Street, Suite 270
(Indiana Farm Bureau Insurance)
Indianapolis, IN 46202
Hours: Tues-Thurs 9 am-1 pm
2828 E 45th Street
(SMW Local 20)
Indianapolis, IN 46205
Hours: M-F 10 am - 4:30 pm
Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com
