Loan Rates

* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only at 48 month financing. Higher rates may apply based on credit worthiness and based on term selection and amount financed compared to equity.

New Auto is consider current and next model year, and the prior 2 model years if vehicle under 30,000 miles. To determine if your auto qualifies for new auto rate, or for a custom quote please contact the office.

Based on borrowing $10,000 for 48 months, the following payments and cost:
4.75% APR: 47 payments of $229.21, a final payment of $229.06, and total finance charge of $1,001.93
7.25% APR: 47 payments of $240.70, a final payment of $240.49, and total finance charge of $1,553.39

**Addittional Term Options:
72 month financing limited to current and previous 9 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing

Contact Us for details and custom rate quotes.
Effective 3/19/2026

* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only at 48 month financing. Higher rates may apply based on credit worthiness and based on term selection and amount financed compared to equity.

Based on borrowing $10,000 for 48 months, the following payments and cost:
5.50% APR: 47 payments of $232.62, a final payment of $232.56, and total finance charge of $1,165.70
5.75% APR: 47 payments of $233.77, a final payment of $233.36, and total finance charge of $1,220.55
6.75% APR: 47 payments of $238.38, a final payment of $237.92, and total finance charge of $1,441.78
7.50% APR: 47 payments of $241.87, a final payment of $241.54, and total finance charge of $1,609.43
8.00% APR: 47 payments of $244.22, a final payment of $243.69, and total finance charge of $1,722.03
9.50% APR: 47 payments of $251.33, a final payment of $251.30, and total finance charge of $2,063.81
10.50% APR: 47 payments of $256.15, a final payment of $255.74, and total finance charge of $2,294.79
11.50% APR: 47 payments of $261.02, a final payment of $260.54, and total finance charge of $2,528.48



**Addittional Term Options:
48 month maximum term on 2013 and older
60 month maximum term on 2014-2016
72 month financing limited to current and previous 9 model years over $10,000 financing
84 month financing limited to current and previous 5 model years over $30,000 financing

Contact Us for details and custom rate quotes.
Effective 3/19/2026

* APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.

For Line of Credit the payment is 2.5% of the limit, with a minimum payment of $25, for example a $5,000 line of credit will have a monthly payment of $125.

For the Visa Credit Card the payment is 2.50% of the balance, with a minimum payment of $25, for example a balance of $5,000 will have a monthly payment due of $125.

For personal loans based on borrowing $10,000 for 36 months, the following payments and cost:
10.50% APR: 35 payments of $325.10, a final payment of $324.75, and total finance charge of $1,703.25

Term Options:
12 to 60 month terms are available for personal loans.

Contact Us for details and custom rate quotes.
Effective 03/19/2026

HUCU partners with Member First to provide Mortgages for our members. To obtain your personalized quote, fill out an application, or to manage your mortgage loan, please visit our mortgage site HERE