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PERFECT TELLER: A New Version will be released in June. Until the new release is available, the "Login" will direct you to a Non-Flash version while we are waiting on the final testing and revision of the update. The Flash Version for Login & Enrollment is still accessible on our Benefits page. We apologize for the inconvenience, but we are excited to have this update for you SOON!

COVID-19 is in Indiana: Our Safety Plan is available here.

HUCU Member Pricing Program: Offering rates based on credit & loan terms while providing discounts where we can!

  • New Vehicle Loan Rates
    Vehicle Type Current APR*
    Based on Individual Credit
    Term Options Maximum Financing
    (Average Retail Value)
    Auto
    (Car, Truck, SUV)
    +/- 4.25% Up to 84 months* up to 110 %
    Motorcycle +/- 4.25% Up to 84 months* up to 110 %
    Alternative Vehicle
    (Boat, ATV, 4-Wheeler, Camper)
    +/- 4.75% Up to 84 months* 100 %

    * APR= Annual Percentage Rate, +/- signifies that these are the established base rates offered to HUCU borrowers. (Base rates are based on 48 month term) Individual rates will be adjusted higher or lower than displayed determined by borrower individual credit score, credit history, and selected term. Some borrowers will not qualify for base rates. Interest Rates are Subject to Change without Notice. Current HUCU loans may be refinanced per borrower request.
    Effective Date: 5/13/2020. **72 month financing limited to current and previous 5 model years over $10,000 financing. 84 month financing limited to current and previous 5 model years over $30,000 financing.
    Contact Us for details and discounted rate information.

  • Used Vehicle Loan Rates
    Year Vehicle Type Current APR*
    Based on Individual Credit
    Term Options Maximum Financing
    (Average Retail Value)
    2014 - 2019 Auto
    Motorcycle
    +/- 4.50% Up to 84 months**
    (2014: up to 60 months)
    up to 110 %
      Alternative +/- 6.00% Up to 84 months**
    (2014: up to 60 months)
    up to 100 %
    2011 - 2013 Auto
    Motorcycle
    +/- 5.50% Up to 48 months up to 110 %
      Alternative +/- 7.00% Up to 48 months up to 100 %
    2008 - 2010 Auto
    Motorcycle
    +/- 6.50% Up to 48 months up to 110 %
      Alternative +/- 8.00% Up to 48 months  
    2007  and  older Auto
    Motorcycle
    +/- 9.75% Up to 36 months up to 110 %
      Alternative +/- 9.75% Up to 36 months up to 100 %

    * APR= Annual Percentage Rate, +/- signifies that these are the established base rates offered to HUCU borrowers. (Base rates are based on 48 month term) Individual rates will be adjusted higher or lower than displayed determined by borrower individual credit score, credit history, and selected term. Some borrowers will not qualify for base rates. Interest Rates are Subject to Change without Notice. Current HUCU loans may be refinanced per borrower request.
    Effective Date: 5/13/2020. **72 month financing limited to current and previous 5 model years over $10,000 financing. 84 month financing limited to current and previous 5 model years over $30,000 financing.
    Contact Us for details and discounted rate information.

  • Other Loan Rates
    Loan Type Current APR*
    Based on Individual Credit
    Maximum Financing
    (Available up to)
    Share Secured Share Dividend Rate + 2.00% N/A
    Line of Credit +/- 8.25% $5,000.00
    Overdraft Line of Credit +/- 8.25% $5,000.00
    Personal +/- 9.75% $10,000.00
    Visa Credit Card +/- 10.9% $10,000.00

    * APR= Annual Percentage Rate, +/- signifies that these are the established base rates offered to HUCU borrowers. Individual rates will be adjusted higher or lower determined by borrower individual credit score and credit history. Some borrowers will not qualify for base rates. Interest rates are subject to change without notice. Current HUCU loans may be refinanced per member request.
    Effective Date: 1/14/2020
    Contact us for details and discounted rate information.

  • Mortgages

    HUCU uses Member First to underwrite our Mortgages. To obtain your personalized quote, fill out an application, or to manage your mortgage loan, please visit HUCU’s page with Members First.

     

    HUCU Member Page for Member First

    Get a Mortgage Quote Now

    Apply For A Mortgage

    Log Into Your Mortgage Account

     

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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202

Hours: M-F 10 am - 4:30 pm

225 South East Street, Suite 270
(Indiana Farm Bureau Insurance) 
Indianapolis, IN 46202

Hours: M-F 9 am-3:30 pm

Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com

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