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Our offices will be closed on December 24 and 25 for the Christmas Holiday and on December 31 and January 1 for New Years. 

Happy Holidays from HUCU!

HUCU Member Pricing Program: Offering rates based on credit & loan terms while providing discounts where we can!

  • New Vehicle Loan Rates
    Vehicle Type Current As Low As APR*
    Based on Individual Credit
    Term**  
    Auto     (Car, Truck, SUV)   as low as 6.00% 60 Month  
    Motorcycle   as low as 6.00 % 60 Month  
    Alternative Vehicle  (Boat, ATV, 4-Wheeler, Camper)   as low as 8.00 % 60 Month  

    * APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.

    Based on borrowing $10,000 for 60 months, the following payments and cost:
    6.00% APR: 59 payments of $193.32, a final payment of $193.23, and total finance charge of $1,599.11
    8.00% APR: 59 payments of $202.82, a final payment of $202.21, and total finance charge of $2,168.59

    **Addittional Term Options:
    72 month financing limited to current and previous 5 model years over $10,000 financing
    84 month financing limited to current and previous 5 model years over $30,000 financing

    Contact Us for details and custom rate quotes.
    Effective 11/20/2024

  • Used Vehicle Loan Rates
    Year Vehicle Type Current As Low As APR*
    Based on Individual Credit
    Term**   
    2018 - 2023 Auto
    Motorcycle
       as low as 7.25 % 60 Month  
      Alternative    as low as 8.25 % 60 Month  
    2015 - 2017 Auto
    Motorcycle
       as low as 7.25 % 48 Month  
      Alternative    as low as 9.00 % 48 Month  
    2012 - 2014 Auto
    Motorcycle
       as low as 8.25 % 48 Month  
      Alternative    as low as 10.00 % 48 Month  
    2011  and  older Auto
    Motorcycle
       as low as 10.50 % 36 Month  
      Alternative    as low as 10.50 % 36 Month  

    * APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
     

    Based on borrowing $10,000 for 60 months, the following payments and cost:
    7.25% APR: 59 payments of $199.24, a final payment of $198.96, and total finance charge of $1,954.12
    8.25% APR: 59 payments of $204.02, a final payment of $203.45, and total finance charge of $2,240.63
    Based on borrowing $10,000 for 48 months, the following payments and cost:
    7.25% APR: 47 payments of $240.67, a final payment of $240.09, and total finance charge of $1,551.58
    8.25% APR: 47 payments of $245.36, a final payment of $245.13, and total finance charge of $1,777.05

    9.00% APR: 47 payments of $248.91, a final payment of $248.71, and total finance charge of $1,947.48
    10.00% APR: 47 payments of $253.69, a final payment of $253.68, and total finance charge of $2,177.11

    Based on borrowing $5,000 for 36 months, the following payments and cost:
    10.50% APR: 35 payments of $162.55, a final payment of $162.40, and total finance charge of $851.65

    **Addittional Term Options:
    72 month financing limited to current and previous 5 model years over $10,000 financing
    84 month financing limited to current and previous 5 model years over $30,000 financing

    Contact Us for details and custom rate quotes.
    Effective 5/24/2024

  • Other Loan Rates
    Loan Type Current As Low As APR*
    Based on Individual Credit
    Maximum Financing
    (Available up to)
    Share Secured Share Dividend Rate + 2.00% N/A
    Line of Credit    as low as 12.00 % $5,000.00
    Overdraft Line of Credit    as low as 12.00 % $5,000.00
    Personal    as low as 10.50 % $10,000.00
    Visa Credit Card    as low as 10.9 % $10,000.00

    * APR= Annual Percentage Rate, Loan Rates are subject to change without notice and will vary according to the market. Loan Rates quoted above are limited to A+ credit tiers only. Higher rates may apply based on credit worthiness.
    For Line of Credit and Overdraft Line of Credit the payment is 2.5% of the limit, with a minimum payment of $25, for example a $5,000 line of credit will have a monthly payment of $125. For the Visa Credit Card the payment is 2.50% of the balance, with a minimum payment of $25, for example a balance of $5,000 will have a monthly payment due of $125. For personal loans based on borrowing $10,000 for 36 months, the following payments and cost:
    10.50% APR: 35 payments of $325.10, a final payment of $324.75, and total finance charge of $1,703.25


    Term Options:
    12 to 60 month terms are available for personal loans.

    Contact Us for details and custom rate quotes.
    Effective 5/24/2024

  • Mortgages

    HUCU uses Member First to underwrite our Mortgages. To obtain your personalized quote, fill out an application, or to manage your mortgage loan, please visit HUCU’s page with Members First.

     

    HUCU Member Page for Member First

    Get a Mortgage Quote Now

    Apply For A Mortgage

    Log Into Your Mortgage Account

     

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1828 N Meridian Street, Suite 102
(IBEW Local 481)
Indianapolis, IN 46202
Hours: M-F 10 am - 4:30 pm

225 South East Street, Suite 270
(Indiana Farm Bureau Insurance) 
Indianapolis, IN 46202
Hours: Tues-Thurs 9 am-1 pm

2828 E 45th Street
(SMW Local 20)
Indianapolis, IN 46205
Hours: M-F 10 am - 4:30 pm

Phone: 317-923-4747
Fax: 317-923-4830
Email: credit.union@hoosierunitedcu.com

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